THE SPIRIT OF SAVING

THE SPIRIT OF SAVING Why Habits Matter More Than Advice Everyone knows saving money is important. Parents repeat it. Elders insist on it. Financial advisors preach it. And yet, millions fail to save. Why? Because saving is not born from advice; it is born from habit. In this eye-opening book, Dr. Abhishek Gilara reveals how saving is less about financial tricks and more about training the spirit to save. Drawing on personal stories, behavioural science, and lessons from over 150 of his books, he explains: Why knowing the importance of saving is not enough How saving works, like brushing teeth, is trained by repetition, not logic. The role of surroundings in shaping financial habits Why children must be taught saving as early as brushing Practical systems that turn will into wealth This is not a book about money management tools. It is a book about habit management. Because until saving becomes a natural reflex, knowledge alone will never fill your bank account. Advice informs. Habits transform. And once saving becomes spirit, wealth becomes inevitable.